NP, Inc. TPO Lending is leading the nation with the most comprehensive Non-QM product line in the industry. We offer very competitive pricing and the ability to close loans quickly. We assist with your out-of-the-box scenarios, including more lenient credit seasoning requirements, higher debt-to-income ratios, and exceptional Jumbo and Non-QM products. Our experienced and dedicated sales team will help identify the best products for borrowers, brokers, and their clients, structure loans, and provide consistent, accurate communication to ensure your Non-QM loan is always top of mind. Our fast and stress-free loan process is made even more efficient by cutting-edge technology that keeps your loan file on track every step of the way.